BY ACCESSING AND USING THIS WEBSITE, YOU AGREE TO THE FOLLOWING TERMS AND CONDITIONS OF USE, AS WELL AS ALL APPLICABLE LAWS AND REGULATIONS.   IF YOU DO NOT AGREE TO ALL OF THESE TERMS AND CONDITIONS, PLEASE DO NOT ACCESS OR OTHERWISE USE THIS WEBSITE OR ANY INFORMATION OR CONTENT CONTAINED ON THIS WEBSITE.  YOUR ACCESS TO AND USE OF THIS WEBSITE CONSTITUTES YOUR ACCEPTANCE OF AND AGREEMENT TO ABIDE BY EACH OF THE TERMS AND CONDITIONS SET FORTH BELOW. THESE TERMS AND CONDITIONS MAY BE MODIFIED, CHANGED, SUPPLEMENTED OR UPDATED BY ALLIED WORLD ASSURANCE COMPANY HOLDINGS, LTD OR ANY OF ITS SUBSIDIARIES OR AFFILIATES (COLLECTIVELY, "ALLIED WORLD") AT ANY TIME WITHOUT ADVANCE NOTICE.  ANY NEW CONTENT ADDED TO THIS WEBSITE WILL ALSO BE SUBJECT TO THESE TERMS AND CONDITIONS OF USE EFFECTIVE UPON THE DATE OF ANY SUCH ADDITION.  BY ACCESSING THIS WEBSITE, YOU ARE BOUND BY ANY SUCH MODIFICATIONS, CHANGES, SUPPLEMENTS AND UPDATES AND SHOULD THEREFORE PERIODICALLY VISIT THIS PAGE TO REVIEW THE THEN CURRENT TERMS AND CONDITIONS TO WHICH YOU ARE BOUND.

Disclaimer

THIS WEBSITE AND ALL INFORMATION CONTAINED ON THIS WEBISTE IS PROVIDED "AS IS" WITH NO GUARANTEES AS TO ACCURACY, COMPLETENESS OR TIMELINESS. ALLIED WORLD DISCLAIMS ALL REPRESENTATIONS AND WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, (A) ANY WARRANTY FOR CONTENT, INFORMATION, DATA, SERVICES, UNINTERRUPTED ACCESS, OR PRODUCTS PROVIDED THROUGH OR IN CONNECTION WITH THE ALLIED WORLD SITE; (B) ANY WARRANTIES CONCERNING THE AVAILABILITY, ACCURACY, USEFULNESS, OR CONTENT OF INFORMATION, OR SERVICES OFFERED ON OR THROUGH THE ALLIED WORLD SITE; (C) ANY WARRANTIES THAT THE ALLIED WORLD SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES, WORMS, TROJAN HORSES OR OTHER HARMFUL COMPONENTS; (D) ANY WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, OR THAT THE ALLIED WORLD SITE WILL BE COMPATIBLE WITH YOUR COMPUTER EQUIPMENT; AND (E) ANY WARRANTIES OF NON-INFRINGEMENT.

Limitation of Liability

ALLIED WORLD IS NOT RESPONSIBLE FOR, AND EXPRESSLY DISCLAIMS, ALL LIABILITY FOR, DAMAGES OR LOSSES OF ANY KIND, WHETHER DIRECT OR INDIRECT, CONSEQUENTIAL, COMPENSATORY, ACTUAL, PUNITIVE, SPECIAL, INCIDENTAL OR EXEMPLARY, ARISING OUT OF USE, REFERENCE TO, OR RELIANCE ON ANY INFORMATION OBTAINED ON OR THROUGH THIS WEBSITE, REGARDLESS OF WHETHER ALLIED WORLD HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE OR LOSS OR NOT.

YOU ALSO SPECIFICALLY AGREE AND ACKNOWLEDGE THAT AS A CONDITION OF YOUR USE OF THIS WEBSITE, YOU WARRANT TO ALLIED WORLD THAT YOU WILL NOT USE THIS WEBSITE FOR ANY PURPOSE THAT IS UNLAWFUL OR PROHIBITED BY THESE TERMS AND CONDITIONS OF USE AND THAT ALLIED WORLD SHALL NOT BE LIABLE FOR THE OFFENSIVE OR ILLEGAL CONDUCT OF ANY USER OF THIS WEBSITE.

Links to Other Websites

This Website may be linked to other websites which are not maintained by Allied World.  Allied World is not responsible for those websites or the content of those websites.  The inclusion of any link to such websites does not imply approval of or endorsement by Allied World of such websites or the content thereof. 

Security

The Internet is not secure.  You specifically acknowledge that any communication transmitted by you to Allied World via the Internet may not remain confidential or free from interference by unauthorized third parties during its transmission. 

Stock Quote Disclaimer

The stock price available on the Allied World Website may be delayed and is provided for informational purposes and not for trading.  Allied World or its stock information provider shall not be liable for any inaccuracies or delays in the stock quote listed on our Website or for any actions you may take relying on it.

Forward-Looking Statements and Safe Harbor

The Private Securities Litigation Reform Act of 1995 provides a "safe harbor" for forward-looking statements.  Any written or oral statements made by or on behalf of Allied World may include forward-looking statements that reflect Allied World’s current views with respect to future events and financial performance.  Generally, forward-looking statements can be identified by the use of forward-looking terminology such as "may," "will," "intend," "expect," "plan," "estimate," "anticipate," "believe", "should", "predict", "potential" or "continue" and similar statements of a future or forward-looking nature or their negative or variations of such terminology. 

These forward-looking statements are subject to certain risks, uncertainties and other factors that could cause actual results to differ materially from such statements.  Please refer to Allied World’s filings with the U.S. Securities and Exchange Commission, including the most recent Forms 10-K and 10-Q, and any Forms 8-K since the most recently filed Form 10-K, for further information on such uncertainties and inherent risks and the "safe harbor" under the Private Securities Litigation Reform Act of 1995.  You are cautioned not to place undue reliance on these forward-looking statements, which speak only as of the date on which they are made.  Allied World is under no obligation (and expressly disclaims any such obligations) to update or revise any forward-looking statement that may be made from time to time, whether as a result of new information, future developments or otherwise.

Indemnity

You agree to defend, indemnify and hold harmless Allied World and its employees, directors, officers, agents, licensors, representatives, contractors, and service providers from and against all liabilities, damages, claims, actions, costs and expenses (including reasonable attorneys’ fees and costs) in connection with or arising from: (a) your use of this Website or (b) any claim by a third party relating to the posting, distribution, modification or alteration by you of any content on this Website.  Allied World reserves the right, at its sole option and upon notice to you, to assume the exclusive defense and control of any claim or action subject to indemnification by you, without relieving you of your indemnification obligations under these Terms and Conditions of Use. Upon learning of a claim by a third party that your use violates or allegedly violates a third party’s rights, you agree to promptly notify Allied World of any such claim. You agree to cooperate with Allied World as reasonably required in the defense of any such claims, and you shall not in any circumstance settle any such claim or matter without the written consent of Allied World.

Restrictions on Use of Materials and Remedies for Misuse

This Website and all content contained on this Website is owned and operated by Allied World.  Except as otherwise expressly permitted by Allied World, no information contained on this Website or any website, owned, operated, licensed or controlled by Allied World may be copied, reproduced, republished, uploaded, posted, transmitted or distributed in any way including for commercial purposes. You agree that any unauthorized use of this Website or its contents may cause Allied World immediate and irreparable harm for which money damages may not constitute an adequate remedy.  You further agree that injunctive relief, in addition to any other remedies available, may be warranted in order to enforce these Terms and Conditions of Use.  You further understand that unauthorized use of this Website may expose you to civil and criminal liability and that Allied World may report violations of these Terms and Conditions of Use to, and cooperate fully with, the appropriate law enforcement authorities concerning any violations. 

Privacy

The Privacy Statement of Allied World applies to use of this Website, and by reference, its terms are made a part of these Terms and Conditions of Use.  To view Allied World’s Privacy Statement, please click here.  We take reasonable and appropriate measures to ensure that information provided by you is used consistent with the Privacy Policy.  However, Internet transmissions are never completely private or secure.  As a result, Allied World does not assume any responsibility for the data you submit to us through the Internet and we cannot and do not guarantee that information communicated by you to us will be received or that it will not be altered before or after its transmission to us.

Intellectual Property Information  

All trademarks, service marks, trade names, domain names, logos, icons, the design of this Website and all of its content are the property of Allied World and are protected by copyright and other intellectual property laws.  Allied World authorizes you to view and download the content portion of this Website only for your personal use, provided that you retain on any copies of the materials, all copyright and other proprietary notices contained on the original materials. You may not otherwise copy, reproduce, modify, adapt, display, perform, publish, create derivative works from, store, sublicense, translate, sell, rent, reverse engineer, decompile, disassemble or otherwise exploit this Website or its content.

The display of any trade names, trademarks, service marks, logos, icons or domain names on this Website does not imply that a license of any kind has been granted with respect to such trade names, trademarks, service marks, logos, icons or domain names. Any unauthorized downloading, re-transmission or other copying or modification of trade names, trademarks, service marks, logos, icons or domain names may be a violation of trademark laws and could subject you to legal action.

You acknowledge that any software which may be available or provided to you on this Website may contain technology that is subject to strict controls pursuant to export control laws and regulations of the United States of America and other countries and jurisdictions. You hereby agree that you will not transfer or export such software in violation of such applicable export laws and regulations. Allied World does not authorize the downloading or exportation of any software or technical data from this Website to any jurisdiction prohibited by such export controls laws and regulations.

Non-Solicitation; Licensing and Regulatory Information

The information contained on this Website is not an offer to sell or a solicitation to buy any security, insurance product or other product or service by Allied World.  Allied World makes no representation that any materials available on this Website are appropriate for use in any jurisdiction.   Those who choose to access this Website do so at their own risk and are responsible for compliance with all applicable laws.

Allied World includes insurance and reinsurance companies licensed or otherwise approved or accredited or eligible to transact insurance and/or reinsurance business in various countries and various states of the United States.  Allied World insurance and reinsurance companies are not licensed or authorized to do business in every U.S. state. Certain products and services described on this Website are not available to all users of this Website due to insurance regulatory restrictions. Non-U.S. companies of Allied World are not licensed or otherwise authorized to conduct business in the United States and do not engage in or transact any unauthorized business in the United States through this Website or otherwise.