CONDITIONS OF USE

BY USING THIS WEBSITE, YOU ACKNOWLEDGE YOUR ASSENT TO THE FOLLOWING CONDITIONS OF USE WITHOUT LIMITATION OR QUALIFICATION. PLEASE READ THESE CONDITIONS CAREFULLY BEFORE USING THIS WEBSITE. THESE TERMS AND CONDITIONS MAY BE REVISED AT ANY TIME BY UPDATING THIS POSTING. YOU ARE BOUND BY ANY SUCH REVISIONS AND SHOULD THEREFORE PERIODICALLY VISIT THIS PAGE TO REVIEW THE THEN CURRENT TERMS AND CONDITIONS TO WHICH YOU ARE BOUND.

DISCLAIMER

TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, THE MATERIALS ON THIS WEBSITE ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESSED OR IMPLIED AND ALLIED WORLD ASSURANCE COMPANY, LTD AND ITS SUBSIDIARIES AND AFFILIATES (COLLECTIVELY, "ALLIED WORLD") DISCLAIM ALL WARRANTIES, EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. ALLIED WORLD DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THE MATERIALS WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS WEBSITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. ALLIED WORLD DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE MATERIALS ON THIS WEBSITE IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE. YOU (AND NOT ALLIED WORLD) ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR, OR CORRECTION. THE INFORMATION AND DESCRIPTIONS CONTAINED HEREIN ARE NOT NECESSARILY INTENDED TO BE COMPLETE DESCRIPTIONS OF ALL TERMS, EXCLUSIONS AND CONDITIONS APPLICABLE TO THE PRODUCTS AND SERVICES, BUT ARE PROVIDED SOLELY FOR GENERAL INFORMATIONAL PURPOSES; PLEASE REFER TO THE ACTUAL POLICY OR THE RELEVANT PRODUCT OR SERVICES AGREEMENT.

THIS WEBSITE MAY BE LINKED TO OTHER WEBSITES WHICH ARE NOT MAINTAINED BY ALLIED WORLD. ALLIED WORLD IS NOT RESPONSIBLE FOR THE CONTENT OF THOSE WEBSITES. THE INCLUSION OF ANY LINK TO SUCH WEBSITES DOES NOT IMPLY APPROVAL OF OR ENDORSEMENT BY ALLIED WORLD OF THE WEBSITES OR THE CONTENT THEREOF.

FORWARD-LOOKING STATEMENTS AND SAFE HARBOR

ANY FORWARD-LOOKING STATEMENTS MADE BY OR ON BEHALF OF ALLIED WORLD ON THIS WEBSITE REFLECT ALLIED WORLD’S CURRENT VIEWS WITH RESPECT TO FUTURE EVENTS AND FINANCIAL PERFORMANCE AND ARE MADE PURSUANT TO THE SAFE HARBOR PROVISIONS OF THE PRIVATE SECURITIES LITIGATION REFORM ACT OF 1995. ANY STATEMENTS CONTAINED ON THIS WEBSITE THAT ARE NOT STATEMENTS OF HISTORICAL FACT MAY BE FORWARD-LOOKING STATEMENTS. IN SOME CASES, FORWARD-LOOKING STATEMENTS CAN BE IDENTIFIED BY THE USE OF FORWARD-LOOKING TERMINOLOGY SUCH AS "MAY," "MIGHT," "WILL," "SHOULD," "EXPECT," "PLAN," "INTEND," "ESTIMATE," "ANTICIPATE," "BELIEVE," "PREDICT," "POTENTIAL," OR "CONTINUE" OR THE NEGATIVES THEREOF OR VARIATIONS THEREON OR SIMILAR TERMINOLOGY. FORWARD-LOOKING STATEMENTS INVOLVE RISKS AND UNCERTAINTIES, WHICH MAY CAUSE ACTUAL RESULTS TO DIFFER MATERIALLY FROM THOSE SET FORTH IN THESE STATEMENTS. YOU ARE CAUTIONED NOT TO PLACE UNDUE RELIANCE ON THESE FORWARD-LOOKING STATEMENTS, WHICH SPEAK ONLY AS OF THE DATE ON WHICH THEY ARE MADE. ALLIED WORLD IS UNDER NO OBLIGATION (AND EXPRESSLY DISCLAIMS ANY SUCH OBLIGATION) TO UPDATE OR REVISE ANY FORWARD-LOOKING STATEMENT THAT MAY BE MADE FROM TIME TO TIME, WHETHER AS A RESULT OF NEW INFORMATION, FUTURE DEVELOPMENTS OR OTHERWISE.

LIMITATION OF LIABILITY

WHILE ALLIED WORLD USES REASONABLE EFFORTS TO INCLUDE ACCURATE AND UP-TO-DATE INFORMATION ON THIS WEBSITE, ERRORS OR OMISSIONS SOMETIMES OCCUR. TO THE FULLEST EXTENT PERMISSIBLE UNDER APPLICABLE LAW, ALLIED WORLD MAKES NO WARRANTIES OR REPRESENTATIONS AS TO THE ACCURACY OF THE CONTENT OF THIS WEBSITE AND UNDER NO CIRCUMSTANCES, INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE, SHALL ALLIED WORLD OR ANY PARTY INVOLVED IN CREATING, PRODUCING, OR DELIVERING THE WEBSITE BE LIABLE TO YOU FOR ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, INDIRECT, OR PUNITIVE DAMAGES THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, THE MATERIALS ON THIS WEBSITE, EVEN IF ALLIED WORLD OR AN ALLIED WORLD AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT SHALL ALLIED WORLD'S TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION EXCEED THE AMOUNT PAID BY YOU, IF ANY, FOR ACCESSING THIS WEBSITE. ALLIED WORLD ALSO ASSUMES NO RESPONSIBILITY, AND SHALL NOT BE LIABLE FOR, ANY DAMAGES TO, OR VIRUSES THAT MAY INFECT, YOUR COMPUTER EQUIPMENT OR OTHER PROPERTY AS A RESULT OF YOUR ACCESS TO, USE OF, OR BROWSING IN THE WEBSITE OR YOUR DOWNLOADING OF ANY MATERIALS, DATA, TEXT, IMAGES, VIDEO, OR AUDIO FROM THIS WEBSITE.

RESTRICTIONS ON USE OF MATERIALS

THIS WEBSITE IS OWNED AND OPERATED BY ALLIED WORLD. EXCEPT AS OTHERWISE EXPRESSLY PERMITTED BY ALLIED WORLD, NO MATERIALS FROM THIS WEBSITE OR ANY WEBSITE OWNED, OPERATED, LICENSED OR CONTROLLED BY ALLIED WORLD MAY BE COPIED, REPRODUCED, REPUBLISHED, UPLOADED, POSTED, TRANSMITTED, OR DISTRIBUTED IN ANY WAY. YOU MAY DOWNLOAD MATERIAL DISPLAYED ON THIS WEBSITE FOR YOUR PERSONAL USE ONLY, PROVIDED THAT YOU ALSO RETAIN ALL COPYRIGHT AND OTHER PROPRIETARY NOTICES CONTAINED ON THE MATERIALS. YOU MAY NOT DISTRIBUTE, MODIFY, TRANSMIT, REUSE, REPOST, OR USE THE CONTENT OF THIS WEBSITE FOR PUBLIC OR COMMERCIAL PURPOSES, INCLUDING THE TEXT, IMAGES, AUDIO, AND VIDEO, WITHOUT ALLIED WORLD'S WRITTEN PERMISSION. ALLIED WORLD NEITHER WARRANTS NOR REPRESENTS THAT YOUR USE OF MATERIALS DISPLAYED ON THIS WEBSITE WILL NOT INFRINGE RIGHTS OF THIRD PARTIES.

JURISDICTIONAL ISSUES

UNLESS OTHERWISE EXPRESSLY SET FORTH HEREIN, ALLIED WORLD MAKES NO REPRESENTATION THAT MATERIALS ON THIS WEBSITE ARE APPROPRIATE OR AVAILABLE FOR USE IN ANY LOCATION. THOSE WHO CHOOSE TO ACCESS THIS WEBSITE DO SO AT THEIR OWN RISK AND ARE RESPONSIBLE FOR COMPLIANCE WITH LOCAL LAWS. EXCEPT AS EXPRESSLY SET FORTH HEREIN THE INFORMATION CONTAINED ON THIS WEBSITE IS NOT AN OFFER TO SELL OR A SOLICITATION TO BUY ANY SECURITY, INSURANCE PRODUCT OR OTHER PRODUCT OR SERVICE BY ALLIED WORLD. NO SECURITY, INSURANCE PRODUCT OR OTHER PRODUCT OR SERVICE IS OFFERED OR WILL BE SOLD BY ALLIED WORLD OR, IF SOLD BY ALLIED WORLD, WILL BE EFFECTIVE IN ANY JURISDICTION IN WHICH SUCH OFFER OR SOLICITATION, PURCHASE OR SALE WOULD BE UNLAWFUL UNDER THE SECURITIES, INSURANCE OR OTHER LAWS OF SUCH JURISDICTION. SOME PRODUCTS AND SERVICES MAY NOT BE AVAILABLE IN ALL JURISDICTIONS AND COVERAGES MAY VARY. ANY DOWNLOADABLE INSURANCE APPLICATIONS ON THE WEBSITE ARE PROVIDED FOR LICENSED AGENTS AND BROKERS ONLY. ALL POLICIES, APPLICATIONS AND RELATED INFORMATION ARE PROVIDED FOR INFORMATIONAL PURPOSES ONLY. THE POLICIES, APPLICATIONS AND RELATED INFORMATION ARE SUBJECT TO CHANGE WITHOUT NOTICE. COVERAGE DESCRIPTIONS ARE SUMMARIES ONLY, ARE NOT BINDING AND COVERAGE IS DETERMINED BY THE TERMS AND CONDITIONS OF THE POLICIES AS ISSUED.

PRIVACY POLICY AND OWNERSHIP OF INFORMATION

ALLIED WORLD RESPECTS THE PRIVACY OF ITS WEBSITE VISITORS. ANY INFORMATION, OTHER THAN PERSONAL DATA OR INFORMATION (INFORMATION THAT IS UNIQUE TO YOU, INCLUDING, BUT NOT LIMITED TO, YOUR NAME, ADDRESS, EMAIL ADDRESS OR POLICY INFORMATION), YOU TRANSMIT TO ALLIED WORLD VIA THIS WEBSITE, BY ELECTRONIC MAIL OR OTHERWISE, INCLUDING DATA, QUESTIONS, COMMENTS, OR SUGGESTIONS WILL BE TREATED AS NON-CONFIDENTIAL AND NON-PROPRIETARY AND WILL BECOME THE PROPERTY OF ALLIED WORLD. SUCH INFORMATION, OTHER THAN PERSONAL DATA OR INFORMATION, MAY BE USED FOR ANY PURPOSE, INCLUDING, BUT NOT LIMITED TO, REPRODUCTION, SOLICITATIONS, DISCLOSURE, TRANSMISSION, PUBLICATION, BROADCAST, AND POSTING. ALLIED WORLD IS FREE TO USE ANY IDEAS, CONCEPTS, KNOW-HOW, OR TECHNIQUES CONTAINED IN ANY COMMUNICATION YOU SEND TO ALLIED WORLD VIA THIS WEBSITE OR BY ANY OTHER MEANS FOR ANY PURPOSE WHATSOEVER, INCLUDING, BUT NOT LIMITED TO, DEVELOPING AND MARKETING PRODUCTS USING SUCH INFORMATION. PERSONAL DATA AND INFORMATION IS KEPT CONFIDENTIAL AND WILL NOT BE DISCLOSED TO THIRD PARTIES, EXCEPT AS YOU MAY EXPRESSLY AUTHORIZE ALLIED WORLD TO DO SO, AS MAY BE NECESSARY OR APPROPRIATE TO PROVIDE YOU WITH ALLIED WORLD’S PRODUCTS OR SERVICES, OR AS MAY BE REQUIRED BY LAW.

TRADEMARKS AND COPYRIGHTS

ALL TRADEMARKS, SERVICES MARKS, TRADE NAMES, LOGOS, AND ICONS ARE PROPRIETARY TO ALLIED WORLD. NOTHING CONTAINED ON THE WEBSITE SHOULD BE CONSTRUED AS GRANTING, BY IMPLICATION, ESTOPPEL, OR OTHERWISE, ANY LICENSE OR RIGHT TO USE ANY TRADEMARK DISPLAYED ON THIS WEBSITE WITHOUT THE WRITTEN PERMISSION OF ALLIED WORLD. YOUR USE OF THE TRADEMARKS DISPLAYED ON THIS WEBSITE, OR ANY OTHER CONTENT ON THIS WEBSITE, EXCEPT AS PROVIDED HEREIN, IS STRICTLY PROHIBITED. IMAGES DISPLAYED ON THIS WEBSITE ARE EITHER THE PROPERTY OF, OR USED WITH PERMISSION BY, ALLIED WORLD. THE USE OF THESE IMAGES BY YOU, OR ANYONE ELSE AUTHORIZED BY YOU, IS PROHIBITED UNLESS SPECIFICALLY PERMITTED BY ALLIED WORLD. ANY UNAUTHORIZED USE OF IMAGES MAY VIOLATE COPYRIGHT LAWS, TRADEMARK LAWS, THE LAWS OF PRIVACY AND PUBLICITY, AND COMMUNICATIONS REGULATIONS AND STATUTES.

SOFTWARE LICENSES

YOU ACKNOWLEDGE THAT ANY SOFTWARE WHICH MAY BE AVAILABLE OR PROVIDED TO YOU ON THIS WEBSITE MAY CONTAIN TECHNOLOGY THAT IS SUBJECT TO STRICT CONTROLS PURSUANT TO EXPORT CONTROL LAWS AND REGULATIONS OF THE UNITED STATES OF AMERICA AND OTHER COUNTRIES AND JURISDICTIONS. YOU HEREBY AGREE THAT YOU WILL NOT TRANSFER OR EXPORT SUCH SOFTWARE IN VIOLATION OF SUCH APPLICABLE EXPORT LAWS AND REGULATIONS. ALLIED WORLD DOES NOT AUTHORIZE THE DOWNLOADING OR EXPORTATION OF ANY SOFTWARE OR TECHNICAL DATA FROM THIS WEBSITE TO ANY JURISDICTION PROHIBITED BY SUCH EXPORT CONTROLS LAWS AND REGULATIONS.

STATUTORY INFORMATION

THE INFORMATION BELOW IS PROVIDED IN COMPLIANCE WITH U.S. STATE INSURANCE REQUIREMENTS CALLING FOR DISCLOSURE OF STATES WHERE AN INSURER IS AUTHORIZED TO TRANSACT BUSINESS, AS WELL AS INFORMATION REGARDING THE INSURER'S STATE OF DOMICILE, PRINCIPAL PLACE OF BUSINESS AND NATIONAL ASSOCIATION OF INSURANCE COMMISSIONERS (NAIC) NUMBER.

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